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                      Disclosure

                      Joanne Madar is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR (AR Insurance License #254423), AZ, CA (CA Insurance License #0B51855), CO, DC, FL, GA, IL, IN, LA, MA, MI, MN, MS, NC, NJ, NV, NY, OH, OK, PA, SC, TN, TX, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

                      As a New York Life Agent, Joanne Madar is licensed and authorized to offer insurance in California and Arkansas, but MADAR FINANCIAL may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

                      Joanne Madar is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5005 Lyndon B Johnson Fwy Ste 1600, Dallas, TX, 75244, 972-774-2328. In this regard, this communication is strictly intended for individuals residing in the states of AL, AR, AZ, CA, CO, FL, IL, IN, LA, MI, MN, NC, NJ, NV, NY, OH, OK, TX, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

                      MADAR FINANCIAL is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                      Neither MADAR FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                      For more information about NYLIFE Securities LLC and its investment professionals.

                      Click here
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